Zenith Finance Blog

Ever noticed that when you finally decide to take the plunge on an expensive item, the updated model comes out two months later - and you’re best mate, or worse, your biggest competitor is prancing about town with it? 

It’s so important for small businesses to get the basics right when it comes to expenditure and budgeting. 

Buying equipment, cars or heavy vehicles with cash to run and expand your business can be a big drain on your cash flow.

To reduce some of the risks associated with purchasing fixed assets, you could look at taking out asset finance loan, generally over 1 -5 years.  Four of the most popular types include: 

Ask Pink Floyd for their thoughts on finance, and they’ll nag, “Money? It’s a gas. Grab the cash with both hands, and make a stash!”. With a squint and a gravily whisper Clint Eastwood will also tell you nothing makes his day more than a Fistful of Dollars. And as for Cuba Gooding Jnr, well, just ask Jerry McGuire.  

Last week I wrote an article about things to watch out for when buying forklifts.

As a result, we’ve had quite a few business owners contact us to find out more about how best to finance their forklift purchases.  

In part one of my truck financing tips, we looked at how to pick the right truck. The tips below are to help you get the money to pay for your rig. 

One of our clients, George from  Brisbane, has a pretty cool job. He transports, amongst other things, race cars around Australia, including HRT promo cars and pace cars for Bathurst. Recently, he needed to get a second truck because business is booming. 

At Zenith Finance, we understand that every client is different. We know that not everyone fits the typical home loan mould. You may be self-employed with intricate business and personal financial needs. You might have an impaired credit rating, be unable to provide the documentation required to support your loan or may even want to borrow more than 100% of the property value.